Disclaimer

Our company does not engage in lending activities, loan approval or denial, or credit decision-making. We operate solely as a marketplace service and do not act as a representative, agent, or correspondent for any lenders or service providers. We do not endorse any specific lenders, loan products, or service providers. You are not obligated to use our service to initiate contact, apply for credit, or accept any loan product from any lender or service provider. Please note that our service may not be available in all states.

Participating lenders may verify your social security number, driver's license number, or other federal and state identification, as well as assess your creditworthiness through national databases that include Equifax, TransUnion, Experian, and other credit bureaus. By submitting your information to us, you consent to lenders obtaining credit reports and verifying your information.

There is no fee for submitting a loan request through our platform. Our company does not provide lending services; instead, we leverage our extensive network of authorized lenders to find a potential match for your needs.

Once your information is shared with an authorized lender, they will evaluate it and potentially approve a loan for you. If approved, you will be redirected to an e-signature page on the lender's website. The lender should disclose all applicable fees and rate information at that time. It is crucial that you carefully review the rates and fees presented by the lender before accepting the loan or signing any documents. You are not obligated to accept terms that make you uncomfortable, and you should avoid terms that include payment amounts that are unmanageable or impossible for you to meet.

If you find the loan terms provided by the lender acceptable and wish to proceed, you may electronically sign the document. By doing so, you enter into a legally binding contract with the lender and assume responsibility for repaying the loan. Any repayment obligations or concerns specific to the loan should be addressed directly between you and the lender.

Please note that cash advances are designed as short-term financial relief and should not be considered as long-term financial solutions. If you are experiencing debt or credit difficulties, it is advisable to seek professional financial counseling.

For detailed information about the risks associated with cash advances, we recommend visiting the Rates & Fees page on our website. Additionally, it is essential to familiarize yourself with local laws and regulations governing cash advances. If possible, we encourage you to explore alternatives to obtaining a short-term loan.

Please be aware that our company is not available in all states. Specifically, we do not offer or solicit short-term cash advances in New York, Connecticut, or any other states where such activities are prohibited by law. However, regardless of your location when accessing the website, all interactions between you and our company are deemed to have taken place in the state of California.

By acknowledging and agreeing to our terms, you authorize us to share your information with lenders and/or third-party partners on your behalf. Furthermore, you acknowledge that these lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian, and Equifax, to assess your creditworthiness.

Material Disclosure

APR and Loan Information Disclosure: Certain states impose regulations on the Annual Percentage Rate (APR) that lenders can impose on borrowers. APRs and repayment terms provided by lenders may vary depending on specific criteria. Representative APRs range from 4.95% to 34.95%. These APRs are subject to potential changes.

Material Disclosure: The operator of this website does not function as a lender, loan broker, or agent. We serve as an advertising referral platform for qualified participating lenders who could potentially offer cash advance loans ranging from $100 to $1,000, installment loans up to $5,000, and personal loans up to $35,000. The availability of these loan amounts is not guaranteed, and acceptance by an independent participating lender is not assured. This service does not constitute a solicitation or offer for loan products that are prohibited by state laws. We neither endorse nor charge for any services or products. Any compensation received is solely for advertising services rendered by participating lenders. This offer and service are void where prohibited. We are not accountable for the actions of lenders, and full loan terms, including APR, remain outside our purview. For specific details about your loan, including rates, charges, renewal options, and implications of non-payment or skipped payments, please communicate directly with your lender. Your loan registration data may be shared with one or more participating lenders. There's no obligation to use our service for contacting a lender, registering for credit, or accepting a loan. Transfer times and repayment terms vary based on the lender, and state and local laws may regulate repayment terms. Some instances may require faxing. Consult our FAQs for additional insights on matters like credit and consequences of late payments. These disclosures offer informational guidance and should not be deemed legal counsel. Usage of this service is subject to the Terms of Use and Privacy Policy of this site.

Exclusions: Certain state residents may not qualify for short-term, small-dollar loans through this service. Residents of Arkansas, New York, New Hampshire, Vermont, and West Virginia are ineligible to utilize this website or service. The list of states served by this website may change periodically without prior notice.

Credit Implications: The operator of this website does not render credit decisions. Independent participating lenders who you may connect with might conduct credit checks via credit reporting agencies or obtain consumer reports, often through alternate sources, to assess creditworthiness, standing, and capacity. By submitting your information, you consent to participating lenders verifying your details and conducting a credit check. Loans provided by independent participating lenders in our network are intended for short-term repayment and are not designed to address long-term debt or credit difficulties. Only borrow an amount that can be repaid on your upcoming pay period. It is advisable to seek professional guidance regarding your financial situation, risks, and alternatives to short-term loans. Delays in loan payments could lead to additional fees or collection activities, or both. Each lender has distinct terms and policies; review these for further insight. Nonpayment of credit could result in collection activities. Lenders have individual renewal policies that may vary. Refer to your lender's renewal policy for more details.