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Please note that our company does not engage in lending activities and assumes no responsibility for any lending product advertised or offered to you, or for any credit decisions made on your behalf. We do not offer any specific loan products on this website. The specific loan products are directly offered to you by the respective lenders
By clicking "Get Started" (or any other similar button used to submit your loan request), you acknowledge and agree that your action serves as your electronic signature. Furthermore, you give your consent for us and any lender we share your request with to communicate with you electronically. This includes the provision of any required disclosures electronically, such as notices of adverse action that a lender may be obligated to send to you. You also confirm that you possess the necessary capability to access and view electronic documents, including the ability to save PDF files.
Our company retains the right to reject your loan inquiry at any time and for any lawful reason. Additional information or verification may be requested before your loan request is accepted. When you submit your information through a form on our website, you will be connected with a lender for further evaluation based on their respective policies and procedures. This, however, does not indicate that your loan has been approved. The decision to approve or deny your loan rests solely with the lender. Our company is not responsible for processing, approving, or rejecting your loan request. By submitting your information, you agree that if we are unable to find a lender who can provide the type of loan you initially requested, we will search our network of lenders to explore alternative loan products from different providers in order to assist you.
Participating lenders may verify your social security number, driver's license number, or other federal or state identification, as well as assess your creditworthiness by consulting national databases, which may include Equifax, TransUnion, Experian, and other credit bureaus. By submitting your information to us, you consent to lenders obtaining such credit reports and verifying the information you have provided.
To submit a loan request, you must meet the following criteria: be 18 years or older and a legal resident of the United States. Furthermore, you agree not to engage in any illegal or inappropriate activities while using this Site.
By using this Site and accepting or purchasing products or services through any of its third-party vendors, you agree to abide by all applicable laws, statutes, ordinances, and regulations. Our company reserves the right, at its sole discretion, to report any actual or perceived violations of the law to law enforcement or other authorities. If we become aware of any potential or suspected violation of these Terms of Use or our Privacy Policy, we may conduct an investigation to determine the nature and extent of the violation and take appropriate enforcement action. During such an investigation, we may suspend services to any customer under investigation and delete data from our servers to prevent or minimize further violations. You are expected to fully cooperate with any such investigation. Please note that violating the Terms of Use or Privacy Policy may subject you to criminal or civil penalties.
We employ industry-recognized technology to safeguard your personal information. While we take commercially reasonable measures to secure the personal information you submit through this Site, we cannot guarantee that it will not be intercepted or decrypted by others. Our company accepts no responsibility for such interception or decryption, except as required by law, as long as we employ commercially reasonable security measures.
APR and Loan Information Disclosure: Certain states impose regulations on the Annual Percentage Rate (APR) that lenders can impose on borrowers. APRs and repayment terms provided by lenders may vary depending on specific criteria. Representative APRs range from 4.95% to 34.95%. These APRs are subject to potential changes.
Material Disclosure: The operator of this website does not function as a lender, loan broker, or agent. We serve as an advertising referral platform for qualified participating lenders who could potentially offer cash advance loans ranging from $100 to $1,000, installment loans up to $5,000, and personal loans up to $35,000. The availability of these loan amounts is not guaranteed, and acceptance by an independent participating lender is not assured. This service does not constitute a solicitation or offer for loan products that are prohibited by state laws. We neither endorse nor charge for any services or products. Any compensation received is solely for advertising services rendered by participating lenders. This offer and service are void where prohibited. We are not accountable for the actions of lenders, and full loan terms, including APR, remain outside our purview. For specific details about your loan, including rates, charges, renewal options, and implications of non-payment or skipped payments, please communicate directly with your lender. Your loan registration data may be shared with one or more participating lenders. There's no obligation to use our service for contacting a lender, registering for credit, or accepting a loan. Transfer times and repayment terms vary based on the lender, and state and local laws may regulate repayment terms. Some instances may require faxing. Consult our FAQs for additional insights on matters like credit and consequences of late payments. These disclosures offer informational guidance and should not be deemed legal counsel. Usage of this service is subject to the Terms of Use and Privacy Policy of this site.
Exclusions: Certain state residents may not qualify for short-term, small-dollar loans through this service. Residents of Arkansas, New York, New Hampshire, Vermont, and West Virginia are ineligible to utilize this website or service. The list of states served by this website may change periodically without prior notice.
Credit Implications: The operator of this website does not render credit decisions. Independent participating lenders who you may connect with might conduct credit checks via credit reporting agencies or obtain consumer reports, often through alternate sources, to assess creditworthiness, standing, and capacity. By submitting your information, you consent to participating lenders verifying your details and conducting a credit check. Loans provided by independent participating lenders in our network are intended for short-term repayment and are not designed to address long-term debt or credit difficulties. Only borrow an amount that can be repaid on your upcoming pay period. It is advisable to seek professional guidance regarding your financial situation, risks, and alternatives to short-term loans. Delays in loan payments could lead to additional fees or collection activities, or both. Each lender has distinct terms and policies; review these for further insight. Nonpayment of credit could result in collection activities. Lenders have individual renewal policies that may vary. Refer to your lender's renewal policy for more details.
© Copyright ©2024 . All Rights Reserved Copyright