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Financial institutions have the discretion to determine the extent of sharing your personal information. While federal law grants consumers the ability to restrict certain sharing practices, it does not cover all instances. Moreover, federal law mandates that we disclose our methods of collecting, sharing, and safeguarding your personal information. We kindly request you to thoroughly read this notice to comprehend our procedures.
The specific kinds of personal information we gather and disclose vary based on the particular product or service you have engaged with. This data may encompass:
- Personal data, such as Social Security number and checking account details,
- financial records, including transaction history and income information,
- credit history data, encompassing past borrowing and account balances.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons our company chooses to share; and whether you can limit this sharing.
Please note:
If you have recently become our customer, we may start sharing your information 30 days after we have sent you this notice. Even if you are no longer our customer, we will still continue to share your information according to the details provided in this notice.
Nevertheless, you have the freedom to contact us at any point in time to restrict our sharing, as mentioned earlier.
In order to safeguard your personal information against unauthorized access and misuse, we employ security protocols that adhere to federal regulations. These protocols encompass computer safeguards as well as fortified files and premises, ensuring your data remains protected.
We gather your personal information when, for instance, you
- Complete the loan request form
- Share your contact details.
- Request help obtaining a loan
Additionally, we gather personal information from various sources like credit bureaus, affiliates, or other companies.
Under federal law, you have the right to restrict solely state laws, while individual companies may grant you supplementary rights to control the sharing of your information.
The decisions you make will affect all individuals linked to your account.
Material changes to this Privacy Policy will be posted here and are deemed effective upon posting and without additional notice to you. We do not maintain a process for consumers to review and request changes to any personally identifiable information that is collected here.
APR and Loan Information Disclosure: Certain states impose regulations on the Annual Percentage Rate (APR) that lenders can impose on borrowers. APRs and repayment terms provided by lenders may vary depending on specific criteria. Representative APRs range from 4.95% to 34.95%. These APRs are subject to potential changes.
Material Disclosure: The operator of this website does not function as a lender, loan broker, or agent. We serve as an advertising referral platform for qualified participating lenders who could potentially offer cash advance loans ranging from $100 to $1,000, installment loans up to $5,000, and personal loans up to $35,000. The availability of these loan amounts is not guaranteed, and acceptance by an independent participating lender is not assured. This service does not constitute a solicitation or offer for loan products that are prohibited by state laws. We neither endorse nor charge for any services or products. Any compensation received is solely for advertising services rendered by participating lenders. This offer and service are void where prohibited. We are not accountable for the actions of lenders, and full loan terms, including APR, remain outside our purview. For specific details about your loan, including rates, charges, renewal options, and implications of non-payment or skipped payments, please communicate directly with your lender. Your loan registration data may be shared with one or more participating lenders. There's no obligation to use our service for contacting a lender, registering for credit, or accepting a loan. Transfer times and repayment terms vary based on the lender, and state and local laws may regulate repayment terms. Some instances may require faxing. Consult our FAQs for additional insights on matters like credit and consequences of late payments. These disclosures offer informational guidance and should not be deemed legal counsel. Usage of this service is subject to the Terms of Use and Privacy Policy of this site.
Exclusions: Certain state residents may not qualify for short-term, small-dollar loans through this service. Residents of Arkansas, New York, New Hampshire, Vermont, and West Virginia are ineligible to utilize this website or service. The list of states served by this website may change periodically without prior notice.
Credit Implications: The operator of this website does not render credit decisions. Independent participating lenders who you may connect with might conduct credit checks via credit reporting agencies or obtain consumer reports, often through alternate sources, to assess creditworthiness, standing, and capacity. By submitting your information, you consent to participating lenders verifying your details and conducting a credit check. Loans provided by independent participating lenders in our network are intended for short-term repayment and are not designed to address long-term debt or credit difficulties. Only borrow an amount that can be repaid on your upcoming pay period. It is advisable to seek professional guidance regarding your financial situation, risks, and alternatives to short-term loans. Delays in loan payments could lead to additional fees or collection activities, or both. Each lender has distinct terms and policies; review these for further insight. Nonpayment of credit could result in collection activities. Lenders have individual renewal policies that may vary. Refer to your lender's renewal policy for more details.
© Copyright ©2024 . All Rights Reserved Copyright